Just about any organization that uses technology to do business faces cyber risk. And as technology becomes more complex and sophisticated, so do the threats we face--which is why every business and organization needs to be prepared with cyber liability insurance. At Travelers, we understand the complexity of cyber threats and have cyber liability insurance solutions to help protect your business assets.
EPLI Employement Practices Liability Insurance
Employers, big and small, are subject to Federal, State and local laws regarding employment practices. Exposures leading to employment practice claims have increased over the years. This can be attributable to economic conditions, demographics and the ever evolving legal environment. You make decisions everyday that impact your employees: hiring, compensation, promotions, accommodating disabilities, terminations and more. Each of these can lead to a claim for a wrongful employment practice if not handled correctly.
D & O Directors and Officers Insurance
Coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organizations board of directors and/or officers. Coverage for defense costs and damages (awards and settlements) arising out of wrongful act allegations and lawsuits brought against an organizations board of directors and/or officers. Non-profits may not realize that their board members may be held personally liable for the actions of the organization. Protect your organization's mission and your personal assets--you can't afford not to.
Side A Difference in Conditions Directors & Officers Liability
Travelers Broad Form PLUS+SM is an innovative policy form that offers exceptionally broad coverage which provides directors and officers with superior personal asset protection when it's needed most. Specifically designed to meet the unique needs of directors and officers, Broad Form PLUS+ combines expert claims handling with extensive coverage for non-indemnifiable claims against directors and officers (Side A) that includes difference in conditions (DIC) drop down features not found in traditional D&O policies.
As professionals operate in today's increasingly litigious environment, you could easily be subject to allegations by unhappy clients who may feel they've been harmed by their actions or inactions. Delaney Insurance can provide exceptional professional liability/errors and omissions coverage that can be customized to the unique risks faced by an assortment of professionals.
Who Needs Professional Liability Insurance?
Many types of businesses need professional liability insurance, which is also known as errors & omissions, or E&O insurance. If you work directly with customers by providing services, you should definitely consider a professional liability insurance policy. Here are some examples of how certain businesses can benefit from professional liability insurance.
Delaney Insurance offers a modular product with five critical coverage parts--Directors, Officers & Entity Liability insurance (D&O), Employment Practices Liability insurance(EPL), Fiduciary Liability, Crime, and Kidnap and Ransom/Extortion--that address the typical management liability insurance risks private companies face. This coverage is designed to help protect directors and partners from financially devastating lawsuits.
For most small business owners, professional liability coverage is available as part of a Business Owner's Policy.
Management Liability Insurance for Nonprofit Organizations
Delaney Insurance offers solutions designed to meet the unique liability insurance needs of a broad range of nonprofit organizations including social service agencies, associations, museums and foundations.
Management Liability Insurance for Publicly-Traded Companies
Delaney Insurance offers management liability insurance--including Directors, Officers & Entity Liability insurance (D&O), Employment Practices Liability insurance (EPL), Fiduciary Liability, Crime (Fidelity), and Kidnap/Extortion & Ransom coverage--that can help protect public companies from everyday risks and exposures.
Management & Professional Liability Insurance for Financial Institutions
At Delaney Insurance, we understand the unique needs of financial institutions and offer solutions that businesses can tailor to meet their specific insurance needs including Adviser Directors, Officers & Entity Liability insurance (D&O), Employment Practices Liability insurance (EPL), Private Fund Liability, Registered Fund Liability, Fiduciary Liability, Bond and Commercial Crime (Fidelity), Kidnap & Ransom, Cyber Liability insurance and Professional Liability Insurance coverage--to protect against a broad range of exposures
General Partners Liability Coverage
Delaney Insurance offers coverage for general partners of limited partnerships to help protect against losses resulting from claims related to breach of duty, regulatory violations, unfair market conduct, and prospectus misrepresentation. Our general partners professional liability insurance policy provides entity coverage for general partners, directors and officers of an organization. Entity coverage for the partnership is offered by endorsement. In addition, we provide specialty product offerings for partnerships in the real estate, energy and telecommunications industries, including publicly traded master limited partnerships.
Representations & Warranties Insurance
Delaney Insurance offers Representations & Warranties Insurance to help reduce common merger or acquisition (M&A) risks.
Delaney Insurance can provide Excess Coverage for Incresed Risks for added protection against the perils of large financial loss accross all Industries.
Increasing your coverage to fit your business's needs is a lot easier than you may think. Management and professional liability coverage can easily be added to an existing Business Owner's Policy. This means that you get enhanced, tailored coverage for your business, but with the simplicity of one bill and policy. Learn how easily Management and Professional Liability can be added to a Business Owner's Policy for added protection.
Directors & Officers
Other Professional Liability